Patriot Multi-Trip Plan

IMG has developed two Patriot Multi-Trip plans that offer a complete package of international benefits available 24 hours a day.  Patriot Multi-Trip International is a plan for U.S. citizens who take multiple trips annually outside the U.S. Patriot Multi-Trip America is a plan for non-U.S. citizens who take multiple trips annually outside of their country of residence.  Both plans offer coverage for you, your spouse and/or children for each trip taken outside your country of residence during a period of 12 months with renewability up to three years, in accordance with the terms of the Certificate of Insurance.

Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You also have access to more than 17,000 providers using our International Provider AccessSM (IPA) seeking treatment outside the U.S.  You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.   

Key Bene­fits

    • Annual multi-trip travel medical insurance for individuals, families and groups

    • Deductible of $250

    • Maximum limit of $1,000,000

    • Coverage for multiple trips up to 30 or 45 days

    • Flexibility to travel as many times per year

    • Physician Visits

    • Urgent Care Clinic

    • Emergency Room

    • Intensive Care

    • Local Ambulance

    • Natural Disaster Evac

    • Return of Mortal Remains

    • Return of Minor Children

    • Accidental Death & Dismemberment

    • Dental Treatment

    • Emergency Eye Exam

    • Lost Luggage

    • Identity Theft

    • Prescription Medication