US Short-Term Medical

USA Short Term Medical is temporary health insurance for individuals under age 65 looking for coverage for themselves or their families during life’s many transitions. With a Short Term Medical policy, you choose how the coverage fits your needs or the needs of your family You select the deductible, coinsurance, and length of coverage so you know that you have prepared if an expected medical circumstance arises.

You may be eligible:

  • Recent ACA enrollees
  • Individuals between jobs
  • New employees waiting on benefits
  • Retired individuals (under 65) waiting on Medicare
  • Recent U.S. immigrants
  • Recent college graduates
  • Young adults no longer covered under parents’ plan
  • U.S. citizens returning from living abroad


  • Med+Plus STM

  • MedPLusSTM
    • Up to $2,000,000 Lifetime Maximum per Covered Person
    • Choice of Coverage Periods of up to 6 or 12 months (12 month option is not available in all states)
    • Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
    • Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
    • Coinsurance options of 80% or 50% up to either $5,000 or $10,000
    • Freedom to choose any doctor or hospital
    • Child Only Coverage available - minimum age two years old
    • Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
    • Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly installments