Travel Guard Business Traveler

Ideal annual coverage for the small business traveler. Our comprehensive Business Traveler Plan offers coverage for medical evacuation and medical expenses; trip interruption and travel delay; baggage; and security evacuation for employees traveling anywhere around the globe..Also includes our suite of 24/7 travel services, including access to a business assistant no matter where you travel.Business traveler benefits 2014

This is a brief outline of coverage – restrictions applyFor a complete list of covered reasons, please refer to the Certificate of Insurance or Policy. For questions regarding coverage, services or to file a claim please call 1.877.653.2516.


$2,500 | Trip Interruption – Return Air Only: Reimburses the additional airline transportation expenses incurred by you to reach the return destination for trip interruptions.


$1,500 | Trip Delay: Reimburses up to $150 per day/per person up to the Maximum Limit shown on the Schedule of Benefits for reasonable additional expenses if the insured is delayed for more than 5 consecutive hours due to a covered reason.


$500 | Missed Connection: Reimburses up to the Maximum Benefit shown on the Schedule of Benefits if Inclement Weather or Common Carrier causes cancellation or a delay of regularly scheduled airline flights for 3 or more hours to your point of departure.


$2,500 | Baggage & Personal Effects Loss: Can reimburse you if your baggage or personal effects are lost, stolen or damaged while on your Trip, subject to the Maximum Benefit. This coverage is in excess of any other coverage or indemnity.


$1,000 | Baggage Delay: Reimburses up to $200 per day/per person if your Baggage is delayed more than 12 hours, you can be reimbursed for the purchase of Necessary Personal Effects, subject to the Maximum Benefit.


$50,000 | Medical Expense: Pays up to the Maximum Benefit shown on the Schedule of Benefits for necessary medical expenses due to Injury or Sickness incurred while on a Trip provided initial treatment was received during the Trip. Pays for emergency dental expenses only during a Trip due to injury to sound, natural teeth while on the trip.


$500,000 | Emergency Evacuation and Repatriation of Remains: Covers evacuation and transportation as directed by a Physician to the nearest adequate medical facility (home in the event of death or if medically required). Pays for special medical escort if recommended in writing by the attending Physician.


$50,000 | Accidental Death & Dismemberment: Pays for loss of life or limb if it occurs within 365 days of an accident during your Trip.


$100,000 | Security Evacuation: Covers transportation to the nearest place of safety is you require a security evacuation as a result of a covered occurrence that takes place during the trip.


Assistance Services*

All Assistance Services listed below are not insurance benefits and are not provided by the Company. Travel Guard provides assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.

Travel Medical Assistance: A menu of services available for emergency medical requests, including prescription replacement assistance, physician referrals, medical evacuations, and more.

Worldwide Travel Assistance: Assistance with any travel emergency or request for general travel information, including lost, stolen or delayed baggage; replacing lost passport or travel documents; emergency cash transfers; pre-trip travel advice; inoculation information and more.

Concierge Services: Whatever you need, whenever, wherever you need it, you can call on your own personal assistant to help. Services include tee time reservations, restaurant referrals and reservations, wireless device assistance, sporting or theater tickets, and more.

Identity Theft (Not available to NY residents): If your identity is stolen during your Trip, our emergency travel counselors will assist in contacting your credit card companies, monitoring your credit report and working with local authorities to help you restore your identity.

Business Assistant: You’ll also have access to an array of services to help make short work of your business obligations, so you can enjoy your vacation.

Personal Security Assistance: Assistance is provided to help secure your safety as well as your personal information while traveling. Services include evacuation assistance, urgent message alerts and relays, and online security web information.


*Non-insurance services provided by Travel Guard.