Select Plan

The Select Plan offers you a more comprehensive international health insurance package than the Care Plan. While it also includes full emergency room, surgery and outpatient medication benefits and multiple deductible options, the Select Plan also includes an increase in lifetime maximum benefits, along with full hospitalization and intensive care coverage.

Plan highlights*

  • $3,000,000 in lifetime maximum
  • Worldwide coverage (U.S. optional)
  • 3 Deductible options
  • Hospitalization (private room)
  • Intensive Care Unit
  • $1,000,000 Lifetime Transplant benefit
  • Outpatient Medication
  • Optional Maternity benefits
  • Wellness benefits
  • Acupuncture and Aromatherapy
  • Emergency Medical Evacuation

Download Signature SELECT Summary of Benefits including the US  

Download Signature SELECT Summary of Benefits excluding the US  

Benefits of SELECT Plan

BenefitsSelect Option
Coverage AreaTwo Options: Worldwide Coverage or Worldwide Excluding the US
Lifetime Maximum Benefits$3,000,000
Deductible$1,000, $2,500 or $5,000
Family Deductible3 times the individual Deductible
Coinsurance (Applied only when in the US)20% up to $500 per year
Inpatient Benefits
Hospitalization100% Private Room
Intensive Care Unit (ICU)100%
Transplant$1,000,000 Lifetime
Outpatient Benefits
Doctor Visits100%
Outpatient Surgery100%
Outpatient Medication (RX)100%
Complementary MedicineAcupuncture, Aroma, Herbal, Magnetic, Massage and Vitamin Therapy (please refer to the policy terms and conditions for specific benefits).
Laboratory Tests100%
X-Rays, MRI and CT scans100%
Emergency Room100%
Local Ambulance100%
Mental and Nervous$10,000 per period of coverage, up to $50,000 lifetime
Radiation Treatment100%
Home Nursing100%
Hospice Care100%
Prosthetic Devices100%
Physical Therapy$50 per Visit
Wellness (available after 12 months of continuous coverage)
Child Wellness$200 per period of coverage, not subject to deductible or coinsurance
Adult Wellness$250 per period of coverage, not subject to deductible or coinsurance
Dental and Vision Benefits
Emergency Dental due to Accident100%
Emergency Dental due to Sudden Unexpected Pain$100 per period of coverage
Maternity Benefits
Benefit Available after 12 months of coverage$5,000 normal delivery, $7,500 C-section, $50,000 Lifetime Maximum (if optional maternity rider is purchased)
Pre-Existing Conditions
Coverage Available after 24 months of coverage$5,000 per period of coverage$50,000 Lifetime Maximum
Additional Benefits
Emergency Medical Evacuation100%
Return of Mortal Remains$25,000