New Changes to Atlas Travel ^SM Products

• Atlas Travel ^SM (Atlas America ^SM and Atlas International ^SM)

• Atlas Group ^SM

• DayTripper

Changes include:

• Added coverage for additional medical professionals including Doctor of Osteopathy (D.O.), Certified Registered Nurse Anesthetists (CRNA), and Physician Assistants (PA)

• Added Atlas America eligibility for individuals 80+ with a policy max of $10,000

• Added free child up to age 10 with each parent. Maximum of two free children.

• Acute onset of pre-existing conditions
  • Benefit limit adjusted to policy maximum for $50,000 option
  • All other policy maximums adjusted to a benefit max of $100,000

• Updated Physical Therapy benefit to a per day maximum from a per visit maximum

• Removed benefit limitations and exclusions on cardiovascular events

• Added specific list of non-covered sports: aviation (except when traveling solely as a passenger in a commercial aircraft); base jumping; sky surfing; motorized vehicles including all-terrain vehicles, snowmobiles and dirt motorized dirt bikes, (jet skis excepted) , snow skiing, or snowboarding, except for recreational downhill and/or cross country snow skiing or snowboarding (no coverage provided while skiing away from prepared and marked in-bound territories and/or against the advice of the local ski school or local authoritative body); racing by any animal or motorized vehicle; spelunking; sub aqua pursuits involving underwater breathing apparatus unless PADI/NAUI certified, or accompanied by a certified instructor at depths of less than 10 meters; avalanche training; Aussie rules football; big game hunting; bobsleigh, skeleton, luge, any type of boxing or martial arts, hot air ballooning as a pilot; jousting; modern pentathlon; powerlifting; quad biking outdoor endurance events, speed trials; speedway; wrestling.

Updated Claims Mailing Address:

P.O. Box 2005

Farmington Hills, MI 48333-2005