Liaison Travel Medical – Economy, Choice & Elite

Best for: Travelers while outside of their fixed and permanent residence for 5 days to 3 years. This plan has multiple coinsurance options.

Coverage Period: Up to 3 years

 

 

 

This plan is administered by Seven Corners and underwritten by Certain Underwriters at Lloyd’s of London, an established organization with an AM Best rating of A (Excellent).

Geographic Restrictions

  • State Restrictions: Not available for residents of Maryland, Washington, New York South Dakota and Colorado. 
  • Country Restrictions: Not available for travel from Iran, Syria, US Virgin Islands, Gambia, Ghana, Nigeria and Sierra Leone.
  • Destination Restrictions: Not available for travel to Iran and Syria.

Pre-Certification Requirements

The following expenses must always be pre-certified:

  • Outpatient surgeries or procedures;
  • Inpatient surgeries, procedures, or stays including those for rehabilitation;
  • Diagnostic procedures including MRI, MRA, CT, and PET Scans;
  • Chemotherapy;
  • Radiation therapy;
  • Physical and occupational therapies;
  • Home infusion therapy;
  • Home Health Care.

To comply with the pre-certification requirements, you must:

  • Contact Seven Corners Assist before the expense is incurred;
  • Comply with Seven Corners Assist’s instructions;
  • Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.

Once we pre-certify your expenses, we will review them to determine if they are covered by the plan.

If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:

  • Eligible medical expenses will be reduced by 25%; and
  • The deductible will be subtracted from the remaining amount; and
  • Coinsurance will be applied.

Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.