- Ideal for international leisure, missionary or business travel
- Choice of varying medical limits and deductibles.
- Covers Pre-existing Conditions
- Offers Direct Bill on Overseas Claims
- Has No Pre-certification Penalties
Eligibility*
This plan is available to U.S. residents, age 74 or younger (84 or younger for the Choice plan), who live in approved states. This is a nonrenewable plan. Subsequent periods of insurance can be purchased, in which case new Deductible, Eligibility and Pre-existing Condition Exclusions will apply. There is no pre-existing condition exclusion.
Voyager CHOICE Benefit Highlights:
- For trips up to 6 months for ages 84 or younger.
- Covers pre-existing conditions for medical services and medical evacuation.
- Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
- Quote/Apply for Voyager CHOICE Here
Voyager ESSENTIAL Benefit Highlights:
- For trips up to 6 months for ages 74 or younger.
- Covers pre-existing conditions for medical evacuation.
- Does not require a primary health plan.
- Quote/Apply for Voyager ESSENTIAL Here
Features |
GeoBlue Voyager Essential |
GeoBlue Voyager Choice |
| Duration of Benefits and Services | Single Trip | Single Trip |
| Availability | All U.S. citizens and U.S. permanent residents – See Eligibility | All U.S. citizens and U.S. permanent residents – See Eligibility |
Insurance Coverage |
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| Maximum International Medical Coverage Limits | Options include $50,000, $100,000, $500,000, $1,000,000 | Options include $50,000, $100,000, $500,000, $1,000,000 |
| Coinsurance Level | 100% of Reasonable Charges | 100% of Reasonable Charges |
| Maximum Emergency Medical Transportation Coverage | $500,000 | $500,000 |
| Maximum Accidental Death & Dismemberment Coverage | $25,000 | $50,000 |
| Maximum Repatriation Of Mortal Remains Coverage | $25,000 | $25,000 |
| Outpatient Prescription Drug Reimbursement | Outside US: Yes 50% up to $5,000 |
Outside US: Yes 100% up to $5,000 |
| Pre-existing Conditions Covered | 180 Day Exclusion |  |
| Primary Health Plan Required | No | |
| Coverage for Non-Emergency Medical Care | |
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| Coverage for Emergency Medical Care | |
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| Deductible | Options include $0, $100, $250, $500 per insured Person per policy period | Options include $0, $100, $250, $500 per insured Person per policy period |
| Baggage & Personal Effects Coverage | Maximum benefit of $500 per Trip Period and limited to $100 maximum benefit per bag or Personal Effect | |
| Post Departure Trip Interruption | Maximum benefit of $500 per Trip Period | |
| Details, Exclusions and Limitations | Plan Description | Plan Description |
Global Health and Safety Resources |
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| Doctor Search | |
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| Destination Health and Security Information | |
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| GeoBlue Drug Translation Guide | |
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| Medical Term and Phrase Translation Databases | |
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| Health and Security News Alerts | |
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Additional Benefits |
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| Toll Free Telephone Access to All Services | |
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| 24 hours / 7 days Global Medical Assistance | |
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| 10 Day Money back Guarantee | |
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Eligibility Requirements
- Home Country is the U.S.; and
- You must be under Age 75 and;
- For Children under age 6, must be enrolled with a parent and;
- Initial purchase must be made in home country prior to departing on trip
Family Members included in your Plan (if applicable) must be:
- Your spouse; civil union partner or domestic partner age 74 or younger, and/or your eligible child(ren) or other eligible dependent(s)—see Eligible Dependents.
- Resident(s) of the United States.
- Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home.
State and Country Restrictions*
GeoBlue Voyager is available in all states.
Plan Underwriter*
Underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.
