GeoBlue Trekker

Protect Your Health Around the World

What is GeoBlue Trekker?

GeoBlue Trekker provides the traveler with international health insurance for multiple trips throughout the year. It is also a complete package of services to help you identify, access and pay for quality healthcare anywhere in the world.

GeoBlue Trekker fills health and safety gaps internationally.

Insurance- Even if you are already enrolled in a health plan, your coverage is limited when you travel abroad. In fact, your plan may not pay to have you safely evacuated if you are critically ill.

Information- Where do you turn to learn which hospitals and physicians meet your standards? Keep up with breaking news about health and safety threats? Translate key medical terms and brand-name drugs?

Access to quality care – How do you find a western-trained. English-speaking doctor with the appropriate skills? How do you arrange a convenient appointment?

Each GeoBlue Trekker policy includes broad, deep and reliable Global Health and Safety Services easily accessed through the web or the toll-free customer service center.

Why Choose GeoBlue Trekker?

Strength of a U.S. Insurer

Underwritten by 4 Ever Life International Limited, Hamilton Bermuda. Rated A- (Excellent) by AM Best. 4 Ever Life International Limited is an independent licensee of the Blue Cross and Blue Shield Association.

Better Coverage

Our plans have met the standards of the state regulators and feature coverage more generous than plans sold as “surplus coverage” by foreign, non-admitted insurers. For example, our plan covers every trip taken, up to 70 days in length. In addition, we do not impose pre-certification penalties for hospitalization. Lastly, we provide coverage for pre-existing medical conditions and injuries related to a terrorist act.

A Better Kind of Care

Global travelers can leave home feeling confident that a trusted source of care is available at a moment’s notice – no matter what town, country or time zone. Travel anywhere knowing that if your health is a concern, getting good care is not.

 Eligibility Requirements

  • Home Country is the U.S.; and
  • You must be under Age 85 and;
  • Enrolled in a Primary Plan and;
  • For Children under age 6, must be enrolled with a parent and;
  • Initial purchase must be made in home country prior to departing on trip

Family Members included in your GeoBlue Trekker Choice Plan (if applicable) must be:

  • Your spouse; civil union partner or domestic partner age 84 or younger, and/or your eligible child(ren) or other eligible dependent(s).
  • Resident(s) of the United States.
  • Traveling outside the U.S. and scheduled to spend at least 24 hours away from his/her home.

Benefits

Medical Limits and Deductibles

Maximum Benefit per Insured Person per policy period $250,000
*For Individuals aged 70-84, the Maximum Medical Benefit for GeoBlue Trekker Choice is $100,000.
Deductible per Insured Person per policy period* $50
*Deductible waived for physician and hospital services delivered by GeoBlue contracted providers.
Benefits are paid for Covered Expenses as follows up to the Medical Limit:

Inpatient & Outpatient Benefits

Insurer Pays After Deductible is Met:

Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician. 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. In-patient medical emergency 100%
Ambulatory Surgical Center 100%
Ambulance Service ( non Medical Evacuation ) 100% up to $1000

Prescriptions, Dental Care, and Physical Therapy

Insurer Pays After Deductible is Met:

Outside the U.S. Outpatient prescription drugs 100% of Covered Expenses up to $5,000
Dental Care for Relief of Pain 100% of Covered Expenses up to $500 maximum per Trip Period and $250 per tooth
Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.

Travel Assistance Benefits

Insurer Waives Deductible

Accidental Death and Dismemberment $25,000
Repatriation Of Remains $25,000
Medical Evacuation $500,000
Bedside Visit Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Hazardous Activities

Insurer Pays After Deductible is Met:

Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor). Maximum Benefit up to $10,000

24 Hour / 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

PLEASE NOTE: you can only purchase the policy prior to departing on your trip. Exceptions to this rule: if you have purchased a policy prior to departure and would like to extend the current plan (allowable up to 180 days). After 180 days of coverage, members are permitted to enroll one time in a subsequent policy. N.B. If you enroll in a subsequent policy, a new deductible and medical limit will apply. After 360 days, members are not eligible to buy another plan for the same trip.

Ten Day Money Back Guarantee

YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our GeoBlue Voyager Product, simply return your Certificate of Insurance and your ID Card to GeoBlue within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.