Atlas Group Travel Benefits

Key Benefits of Atlas Group Insurance

Covered Benefits:Included with Atlas
Guaranteed AcceptanceYes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.
Coverage for pre-existing conditionsPartially: Up to policy maximum lifetime life for the eligible medical expense for the acute onset of a pre-existing condition. See the Description of Coverage for more details.
Discounts for groups or large familiesYes: A 10% discount off our Atlas Travel rates is offered for groups of five or more.
100% coverage for accidents and injuries outside the U.S.Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.
100% coverage for accidents and injuries within the U.SYes: For eligible expenses within the PPO Network. See the Description of Coverage for more details
Sports coverage at no additional chargeYes: Coverage for eligible injuries or illnesses related to sports activities,. See the Description of Coverage for for limitations.
Emergency medical evacuations available 24/7Yes: $1,000,000 in coverage regardless of policy maximum
Complete online enrollment capabilities & immediate fulfillmentYes: Selecting "Yes" to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.

Other Important Atlas Group Benefits

Plan BenefitDetail
Trip Interruption$5,000
Coverage AreaWorldwide
Deductibles$0, $100, $250, $500, or $1000 per certificate period
Coinsurance (outside of the PPO)80% of first $5,000 after deductible, then 100%
Coinsurance (inside the PPO and outside the U.S.)100% after deductible
Emergency Medical Evacuation$1,000,000 lifetime maximum
AmbulanceCovered
Intensive Care Unit (ICU)Covered
Sports and Adventure ActivitiesOverall Max Limit of Policy
Lost Checked Luggage$500
Natural Disaster$100/Day, 5 Day Max
Emergency DentalAccidents Covered as Part of Policy Overall Max


Review Description of Coverage

In addition, our Atlas Group insurance plans comes with these standard benefits and optional coverage choices:

Unique Atlas Group Travel Benefits

BenefitDescription
Emergency Medical EvacuationImagine being in a remote area and tragedy strikes. You could quite possibly find yourself without proper medical facilities nearby. Atlas Group insurance provides Emergency Medical Evacuation coverage that will pay for the cost of transporting you to the nearest hospital for treatment.
Political EvacuationIf the U.S. government issues a travel warning in your destination country after you have departed for your trip, the Atlas Group plan will cover the cost of transporting you to the nearest country of safety or back home. Plus, our World Service Center will help coordinate your new departure arrangements.
Natural DisasterTaking advantage of cheaper accommodation rates during hurricane season can sometimes backfire. Luckily, Atlas Group insurance has you covered. If you are unable to stay at your hotel or resort due to an emergency evacuation because of a natural disaster, the Atlas Group insurance plan will help pay for alternative accommodations.
Sports and Adventure ActivitiesPlanning on a little group adventure? Our sports coverage provides benefits for activities such as mountain climbing, bungee jumping, scuba diving, snowboarding, and more.

Atlas Group plans also come with travel assistance services, which are available to members 24 hours a day, seven days a week. Members can get assistance with lost checked luggage, lost passport documents, interpretation services, and other travel document replacements.

HCC worldwide provider network gives Members access to more than 2,000 hospitals and 6,000 physicians outside of the US. We also have more than 400,000 physicians in the US.