Atlas Group Travel


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Atlas Group Insurance is designed to meet the needs of groups of five or more individuals that will be traveling outside of their home country for short durations. Atlas Group Travel insurance is available at discounted rates to both U.S. and non-U.S. citizens.



Who Would Benefit from Atlas Group insurance?

  • Missionary Groups: Group travel insurance offers protection for those groups traveling to spread the word, helping in disaster relief, or simply traveling abroad. If someone from your group has an accident, becomes ill or needs emergency assistance, you can rest assured knowing Atlas Group travel insurance will be there in those desperate times.
  • Student Groups Traveling Abroad: group travel insurance works for school groups taking trips overseas. Whether it’s a class field trip or a study abroad group, Atlas Group insurance coverage will provide travel medical and travel assistance services to students as well as faculty. Coverage is available for US students traveling outside of the country, as well as non-US students and faculty traveling abroad, including the US.
  • Families of Five or More: Atlas Group insurance offers families of five or more a way to save on their travel medical insurance by giving a 10% discount off our Atlas Travel single rates.

Key Benefits of Atlas Group Insurance

Covered Benefits:Included with Atlas
Guaranteed AcceptanceYes: No medical underwriting is required for eligible individuals. See the Description of Coverage for full eligibility.
Coverage for pre-existing conditionsPartially: Up to policy maximum lifetime life for the eligible medical expense for the acute onset of a pre-existing condition. See the Description of Coverage for more details.
Discounts for groups or large familiesYes: A 10% discount off our Atlas Travel rates is offered for groups of five or more.
100% coverage for accidents and injuries outside the U.S.Yes: We will pay 100% of eligible medical expenses after the deductible, up to the overall maximum limit of the policy. See the Description of Coverage for more details.
100% coverage for accidents and injuries within the U.SYes: For eligible expenses within the PPO Network. See the Description of Coverage for more details
Sports coverage at no additional chargeYes: Coverage for eligible injuries or illnesses related to sports activities,. See the Description of Coverage for for limitations.
Emergency medical evacuations available 24/7Yes: $1,000,000 in coverage regardless of policy maximum
Complete online enrollment capabilities & immediate fulfillmentYes: Selecting "Yes" to online fulfillment when purchasing will ensure your policy information will be available to print once your application has been processed and your credit card approved.

Other Important Atlas Group Benefits

Plan BenefitDetail
Trip Interruption$5,000
Coverage AreaWorldwide
Deductibles$0, $100, $250, $500, or $1000 per certificate period
Coinsurance (outside of the PPO)80% of first $5,000 after deductible, then 100%
Coinsurance (inside the PPO and outside the U.S.)100% after deductible
Emergency Medical Evacuation$1,000,000 lifetime maximum
Intensive Care Unit (ICU)Covered
Sports and Adventure ActivitiesOverall Max Limit of Policy
Lost Checked Luggage$500
Natural Disaster$100/Day, 5 Day Max
Emergency DentalAccidents Covered as Part of Policy Overall Max

In addition, our Atlas Group insurance plan comes with these standard benefits and optional coverage choices: 

Unique Atlas Group Travel Benefits

Emergency Medical EvacuationImagine being in a remote area and tragedy strikes. You could quite possibly find yourself without proper medical facilities nearby. Atlas Group insurance provides Emergency Medical Evacuation coverage that will pay for the cost of transporting you to the nearest hospital for treatment.
Political EvacuationIf the U.S. government issues a travel warning in your destination country after you have departed for your trip, the Atlas Group plan will cover the cost of transporting you to the nearest country of safety or back home. Plus, our World Service Center will help coordinate your new departure arrangements.
Natural DisasterTaking advantage of cheaper accommodation rates during hurricane season can sometimes backfire. Luckily, Atlas Group insurance has you covered. If you are unable to stay at your hotel or resort due to an emergency evacuation because of a natural disaster, the Atlas Group insurance plan will help pay for alternative accommodations.
Sports and Adventure ActivitiesPlanning on a little group adventure? Our sports coverage provides benefits for activities such as mountain climbing, bungee jumping, scuba diving, snowboarding, and more.

Atlas Group plans also come with travel assistance services, which are available to members 24 hours a day, seven days a week. Members can get assistance with lost checked luggage, lost passport documents, interpretation services, and other travel document replacements.

Our worldwide provider network gives Members in more than 130 countries access to hospitals and physicians outside of the U.S. We also provide access to a network provider for more than 98% of the U.S. population. Find a doctor or contact our World Service Center for more information.

Atlas Group® Claims Savings Example

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